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Low Fixed Rates |express加速软件| Great Customer Service
Loan options in minutes
Your Loan Options in Minutes

Apply online or over phone, fast and easy. Loan options from $35,000 to $200,000.

Low Fixed Rates
Low Fixed Rates. Zero Origination Fees.

Fixed rates starting at 3.99% APR. Plus, zero application and appraisal fees.

express加速软件
express加速软件

Get your own personal banker and a loan team dedicated to processing your application.

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Feel secure with the same fixed rate and payment each month.

Interest Rates

Fixed interest rates from 3.99% - 11.99% APR
View APR disclosure

Loan Amounts
$35,000-$200,000
Payments
Fixed Monthly Payments
Terms

10, 15, 20 & 30 Years
Loan Payment Example

Application Fees
$0
Origination Fees
$0
Appraisal Fees
$0
Cash Required at Closing
$0
Apply Now
Discover Home Loans pays all closing costs incurred during the loan process, so that you don’t have to bring any cash to your loan closing. 
In the event that you decide to pay off your loan balance in full within 36 months after your loan closes, you will be required to reimburse Discover for some of the closing costs that we are paying on your behalf, not to exceed $500.00. 
Reimbursable closing costs will include all title fees, recording fees, and mortgage/transfer taxes. If you reside in Connecticut, Minnesota, New York, North Carolina, Oklahoma, or Texas you are not required to reimburse the closing costs.

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Loan Amount Calculator
See how much you could borrow
Debt Consolidation Calculator
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Rate & Payment Calculator
Check your fixed rate & payment
Cash–Out Refinance Calculator
Turn your home equity into cash

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Rating

“This experience of applying and receiving my home equity loan was the quickest easiest and most pleasant experience I’ve ever had!”

express加速软件
express加速软件

“The process was EXTREMELY user friendly, no closing costs or appraisal fees (HELLO awesome), and everyone i talked to throughout the process were AMAZING!”

Megan F, 11/5/19
Rating

"I'm very glad Discover does home equity loans because I don't think we would have had such an easy process with other financial institutions we thought about checking out. "

Troy J, 12/18/19

ssr公益网站

Our debt consolidation customers express加速软件 on their monthly payments!

Important Information
BEFORE

$970

Monthly Payments

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AFTER

$397

Fixed Monthly Payments

30 yr. term $45,328 at 9.99% APR

Savings of $590 per month. That's $7,090 per year!

More About Debt Consolidation  express加速软件

Find your low,
fixed rate

Use our Rate Calculator to find the rate and monthly payment that fits your budget.

Get Your Rate Estimate

Make it the home of your dreams.

Make Big Upgrades

$35,000 - $200,000 is enough money to renovate or expand your living space.

Save With Low, Fixed Rates

Get a low monthly payment and zero origination fees or cash required at closing.

Get a Potential Tax Deduction

Potentially deduct up to 100% of your interest on taxes when you improve your home (consult your tax advisor).

More about Improving Your Home  

Did you know?

The home equity you’ve earned can be used in a multitude of ways.

Find Out More

Get a better mortgage now and for the future.

We Have Your Needs Covered

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Get a Low Rate or Longer Term

Put yourself back in control of a better financial situation with a mortgage reset.

Get the Cash You Need

Refinance and cash out your home equity with zero origination fees.

More about Refinancing Your Mortgage  

Get your rate
in
express加速软件

$0 Application Fees.
$0 Origination Fees.
$0 Cash Required at Closing.

Find Out More

Imagine what your home equity could provide.

Get Cash to Meet Your Needs

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Healthcare Bills Covered

Use your equity to relieve some financial stress so you can focus on your health.

Feel Secure About Your Rate

The low, fixed rate and payment you’ll get from Discover won’t ever change.

More about paying for major expenses  express加速软件

Did you know?

The home equity you’ve earned can be used in a multitude of ways.

Find Out More

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Check Our FAQs

ssr公益网站

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Start your application online or give us a call.

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  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET